We offer Canadians - Canadian Insurance products in the following areas:
Health & Dental
Health & Dental provides benefits for Prescription Drugs, Dental Services, Vision Care, Hospital Benefits, and Extended Health Care Benefits including: Registered Specialists and Therapists, Psychologist, Speech Therapist, Home care and Nursing, Prosthetic Appliances and Durable Medical Equipment, Accidental Dental, Hearing Aids, Ambulance Services Lifeline Emergency Response Service, Best Doctors Solutions Services, Fracture Benefit, Accidental Death and Dismemberment and a Survivor Benefit.
*** Other Plans Available
Dental Insurance
Dental Insurance provides dental benefits are varying levels. Dental Insurance covers fillings, cleanings, scalings, examinations, polishing and certain extractions. Also included is oral surgery, periodontics (gums), endondontics (root canal), orthodontics, crowns, bridges and dentures.
Extended Health Care
Extended Health Care provides benefits for Chiropractor, Chiropodist, Osteopath, Naturopath, Podiatrist, Registered Massage Therapist, Acupuncturist, Chiropractic X-ray, Psychologist, Speech Pathologist/Therapist, Home care and Nursing, Prosthetic Appliances, Durable Medical Equipment including custom-made Orthotics, Accidental Dental, Ambulance Services, Hearing Aid, Lifeline Personal Response Service, and Best Doctors Solutions Services. Also included: Hospital Cash, Fracture Benefits, Travel Coverage, and/or Accidental Death and Dismemberment.
Hospital Cash Plan
Hospital Cash Plan provides cash benefits for Hospital Stay, 50% additional Cash for Cancer and/or a Heart attack, extra Cash for Home Recuperation, extra Cash for Hospitalization outside of Canada. This plan covers accident and sickness. Benefits cannot be reduced due to your health! Benefits are paid in addition to any other coverage's. Cash direct to you! Premiums are based on your attained age at application and will never increase due to age. This policy cannot be cancelled during your lifetime or premiums increased or changed. Policies are guaranteed renewable! All pre-existing conditions are covered after coverage is in force for 12 consecutive months.
Disability Insurance
Disability Insurance provides income protection benefits for blue-collar, self-employed, entrepreneurs and small business owners. Disability Insurance provides coverage 24 hours per day 7 days per week both on and off the job. An Accident Disability plan can be an alternative to workers compensation! Total Disability benefits up to $2,000 per month at home or in hospital $5,000 per month. Partial Disability benefits are also available. A Rehabilitation Benefit is also included. Coverage is guaranteed! Personal Compensation provides income from the first day. Ambulance Services and Accidental Death Benefits and Prescription Drugs can be included as a rider.
Critical Illness
Critical Illness provides a lump sum payment benefit - tax-free! If you become diagnosed with a critical illnesses such as; Cancer, Heart Attack, Stroke, Coronary Bypass or Aortic Surgery and survive thirty (30) days you'll have the peace of mind knowing that you will be covered and protected. The lump sum is paid directly to you to spend however you wish. This is a simple and affordable Critical Illness plan. You are eligible to apply for this plan if you are a Canadian resident and between the ages of 18 and 60 years of age.
Life Insurance
Life Insurance provides you and your family with security. Life insurance helps with estate planning and wealth management. Life insurance can assist with your retirement savings plan. Life insurance is tax-free! Life insurance gives you the opportunity for charitable giving, business succession and protection of business operations and key personnel. Plus capital gains taxes at death.
Travel Medical Health
Travel Medical Health provides emergency medical benefits up to $5 M (CDN) per person per trip. Travel Medical Health Insurance provides benefits for emergency medical, trip cancellation, baggage loss, damage and delay, flight and travel accident. Additional features are: top-ups, deductible savings, family coverage (under the age of 55), bounce-back, and travel companion savings. We offer single trip and multi-trip travel insurance plans.
Visitors to Canada Medical
Visitors to Canada Medical provides emergency medical benefits and protection in amounts of $150,000. $100,000. $50,000. and $25,000. up to ages 69 or 85. This plan covers emergency medical and dental. Also available are top-ups, deductible discount, family coverage (up to age 54), trip interruption (optional) and travel accident (optional). We offer single trip and multi-trip medical emergency plans.
Funeral Planning
Funeral Planning provides a life insurance policy to pay your final expenses. Also, known as a Funeral Funding Plan. Benefits range from $1,000. to $20,000 (your choice). Benefits are tax-free for all Canadian residents from ages 0 -85. There are two plans available -a guaranteed issue and a simplified issue.
